Money Matters

First of all.

Everyone should only spend money they already have.

This rule should ALWAYS be followed unless you need to purchase a big item, such as a home, which you are confident you can pay back AND which you really NEED and have thought over.

Second of all.

Learn to SAVE.

Saving means: You leave the money aside for a rainy day or future need. NOT for a shopping expense.

Third of all.

No one owes you a living.

Be responsible for your financial state and do not be greedy.

Failure to do those 3 simple steps will burden not only you, but people around you.

Success to do that, will make you a refuge of life and comfort.

Gambling is such a kill joy.

It kills your joy.

duh.